The Waterford Gift Card is a prepaid Mastercard that enables customers to spend their card balance across multiple stores. 

Think Waterford First for shopping and support local businesses. The Waterford Gift Card is easy to purchase, use or send as a gift, no matter what the occasion. Give the gift of choice and flexibility to your employees or loved ones and support the Waterford local economy, making our city and county a better place to live, work and do business.

Tax-free bonuses for your employees

Do you pay your employees’ annual bonus through payroll? If the answer is yes, this is treated as taxable income. However, under the Small Benefit Exemption, up to €1,000 (annually) of this could be paid in gift cards and therefore, be totally exempt from PAYE tax, USC and PRSI.

Order online

The Waterford Gift Card is available to order at https://townandcitygiftcards.ie/product/think-waterford-first-gift-card/

Corporate orders

For orders of €2,000 or more, go to https://corporate.townandcitygiftcards.ie/think-waterford-first-gift-card/

Click here to download our corporate order guide. All orders over €2,000 must be paid by bank transfer and the customer must upload their ID. This is to comply with KYC and money laundering regulations.

Card expiry and fees

Cards are valid for 5 years from date of purchase. A €2.50 fee will be deducted each month from the card balance, starting on the day after the 12 month anniversary of when the card was purchased.

Locations to buy the Waterford Gift Card or pick one up to load yourself later:

Where to spend the Waterford Gift Card:

Click here to view the list of participating businesses on the Waterford Gift Card website. Click here to download a printable list.

Businesses can sign up to accept the Waterford Gift Card as per the instructions below.

SIGN UP ONLINE
STEP 1: Sign an agreement form with our Gift Card operators, Miconex and EML: CLICK HERE
STEP 2: Complete a Direct Debit mandate with Waterford Chamber: CLICK HERE

or SIGN UP WITH PAPER FORMS
STEP 1: Sign an agreement form with our Gift Card operators, Miconex and EML: CLICK HERE to download the form.
STEP 2: Complete a Direct Debit mandate with Waterford Chamber: CLICK HERE to download the form.
STEP 3: Test Transaction on your credit card terminal: CLICK HERE to download instructions.

Completed forms to be emailed to info@waterfordchamber.ie or posted to Waterford Chamber, 2 George’s Street, Waterford.

WHAT ARE THE FEES?
Waterford Chamber charge a 5% commission on gift card transactions, to be collected by direct debit on a monthly basis based on the previous month’s total Waterford Gift Card transactions in your business. The fees incurred are the standard Mastercard fees for processing prepaid cards. We also advise that businesses refer to the agreement they have with their terminal provider.

IS THE WATERFORD GIFT CARD CHIP AND PIN?
The Waterford Gift Cards are not chip and pin cards. They can be processed via a swipe, or in the event a card swiper is not available, the information on the back of the card can be keyed into the terminal. No pin is required.

If you have any questions or would like to discuss any of the above, please contact us at 051 872639 or email info@waterfordchamber.ie